Chapter 13 Plan Payment Methods:

1. By Wage Order

  • Plan payments are withheld by the debtor's employer and mailed to the Trustee by the debtor's employer.
  • This method is required by the Court for any debtor who is employed.
  • The debtor is responsible for making payments to the Trustee directly until the Wage Order begins.

2. By Direct Payment

  • Plan payments are made by the debtor in the form of a cashier's check or money order and are mailed by the debtor to the Trustee directly.
  • This payment option is generally only available to debtors who have a source of income other than employment income.
  • No personal checks or cash are accepted. Payment must be in the form of a cashier's check or money order.
  • Payments must list the debtor's name and 7-digit case number (ex. 00-60000).
  • Monthly payments are due by the 20th of each month.
  • Monthly payments shall be made payable to "Standing Chapter 13 Trustee" and shall be mailed to:
    Chapter 13 Trustee
    P. O. Box 616
    Memphis, TN 38101-0616
  • Monthly payments may also be made online through TFS at 

200 Market Avenue North, Suite 30 Canton, Ohio 44702
Phone: 330.455.2222
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